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Committed to your Benefit Solutions
Hipskind Ltd. is a full-service Brokerage and Consulting Firm
Hipskind Ltd. specializes in employee benefits, offering a wide-range of insurance products through top insurance carriers to individuals and businesses of all sizes. By representing only superior insurance carriers that offer quality comprehensive products we are able to facilitate highly customized benefit plans. (Products)
At Hipskind Ltd. our focus is on building a sense of partnership with our clients in which we work together to develop a benefit strategy reflective of their company's healthcare philosophy and economic goals. Employers count on our assistance to navigate evolving market trends, legislative changes and specialized product offerings. For over 20 years our company has worked steadfastly as advocates for our clients, enjoying a solid reputation within our industry for honesty and integrity.
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 COBRA Continuation Coverage Assistance Under The American Recovery And Reinvestment Act Of 2009 (ARRA)
The American Recovery and Reinvestment Act of 2009 (ARRA) provides for premium reductions and additional election opportunities for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. Eligible individuals pay only 35 percent of their COBRA premiums and the remaining 65 percent is reimbursed to the coverage provider through a tax credit. The premium reduction applies to periods of health coverage beginning on or after February 17, 2009 and lasts for up to nine months for those eligible for COBRA during the period beginning September 1, 2008 and ending December 31, 2009 due to an involuntary termination of employment that occurred during that period. The TAA Health Coverage Improvement Act of 2009, enacted as part of ARRA, also made changes with regard to COBRA continuation coverage. COBRA Links and Tools for Employers (including Department of Labor ARRA Model Notices)
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